Broker Check

FAQ

  • As fiduciary investment advisors, when managing investment accounts we get paid a percentage of assets under our management (i.e., “Asset Management Fee”). Our fees are calculated on the market value of your investable capital, billed quarterly, in advance. We want our fees to grow and that only occurs if your assets grow too. When providing consultative advice or financial planning services we get paid a fixed fee that is derived from our hourly rates or by project (i.e., “Financial Planning Fee”). There are cases where our financial planning and advice services are included or in addition to the Asset Management Fee.

  • As independent advisors, your cash and assets are not held directly with us…we always recommend keeping the assets separate from your advisor firm. We use Charles Schwab, one of the largest custodians for independent advisors, for our client accounts. The accounts are in your name at Schwab with us as your independent advisor. Schwab is responsible for generating statements, tax documents, and provides you with online access to view your accounts in addition to our client portal which pulls information from Schwab on a nightly basis. Your Schwab accounts also carry three levels of insurance protection: SIPC, FDIC and Lloyd’s of London.

  • We work with people in all ages and stages of life. Our ideal clients are serious about their financial future and want a professional on their team to provide advice and help guide them along the way.

  • We don’t work with those interested in timing the market or actively trading in their accounts. It may not make sense to have a fiduciary investment advisor for those types of accounts.

  • We work with people in all ages and stages of life. Our "minimum" requirement is that our clients are serious about their financial future and want a professional on their team to provide advice and help guide them along the way. An Asset Management Fee may not make sense for smaller account balances which is why we also offer advice and financial planning services at a la carte rates.

  • While based in Prescott and Scottsdale Arizona, we serve clients across the United States. We prefer to meet with our clients face-to-face but enjoy working with clients virtually as well.